Never stop running...
… and never stop exploring are the principles that drive my professional life. My main areas of interest are Risk Management, Technology and Banking, Social Impact, and Travel. I combine this with some general thoughts that cross my mind.
RISK MANAGEMENT
![](https://www.christianruehmer.com/wp-content/uploads/2023/03/5E6A2624-2-300x200.jpg)
Experience, the Success Factor for SME Lending
Providing loans to Small and Medium Sized Enterprises (SMEs) is among the most challenging business segments for financial institutions and ...
![](https://www.christianruehmer.com/wp-content/uploads/2023/03/5E6A4573-3-300x200.jpg)
Reflecting on Impact Investing
It is now over 20 years that I have dedicated at least parts of my work efforts to a space ...
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Quantifying Qualitative Information in SME Lending
A major challenge in the risk assessment of SME borrowers is the largely unstructured and of qualitative nature of information ...
Banking and Technology
![](https://www.christianruehmer.com/wp-content/uploads/2023/03/5E6A1772-300x200.jpg)
Qualities of Leaders
As you progress through your professional journey, you will come across the privilege of encountering true leaders. I have been ...
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The Long Game
As the big bubble of cryptocurrencies is rapidly deflating in from of our eyes, I can’t stop wondering about the ...
![](https://www.christianruehmer.com/wp-content/uploads/2023/03/5E6A2624-2-300x200.jpg)
Experience, the Success Factor for SME Lending
Providing loans to Small and Medium Sized Enterprises (SMEs) is among the most challenging business segments for financial institutions and ...
SOCIAL IMPACT
![](https://www.christianruehmer.com/wp-content/uploads/2023/03/5E6A4573-3-300x200.jpg)
Reflecting on Impact Investing
It is now over 20 years that I have dedicated at least parts of my work efforts to a space ...
![](https://www.christianruehmer.com/wp-content/uploads/2023/03/IMG_8237-300x200.jpg)
Accepting Trade Offs for Impact Investments?
This week I had the pleasure of supporting a student writing a thesis about Impact Investments. The first question made ...
![](https://www.christianruehmer.com/wp-content/uploads/2023/03/5E6A2006-300x200.jpg)
17 Year of Proyecto Horizonte
It is impossible to identify the single reason for success. It is the continuous dedication of many, the trust and ...
TRAVEL
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Travel in 2023: A Year of Discoveries and Delights
I've always enjoyed the plethora of travel blogs and tips scattered across the web. However, finding time for my live, ...
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My wonderful world of Business Travel
My wonderful world of business travel - it's not spinning around business class seats, black car services to and from ...