Never stop running...
… and never stop exploring are the principles that drive my professional life. My main areas of interest are Risk Management, Technology and Banking, Social Impact, and Travel. I combine this with some general thoughts that cross my mind.
RISK MANAGEMENT

Experience, the Success Factor for SME Lending
Providing loans to Small and Medium Sized Enterprises (SMEs) is among the most challenging business segments for financial institutions and ...
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Reflecting on Impact Investing
It is now over 20 years that I have dedicated at least parts of my work efforts to a space ...
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Quantifying Qualitative Information in SME Lending
A major challenge in the risk assessment of SME borrowers is the largely unstructured and of qualitative nature of information ...
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Banking and Technology

Qualities of Leaders
As you progress through your professional journey, you will come across the privilege of encountering true leaders. I have been ...
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The Long Game
As the big bubble of cryptocurrencies is rapidly deflating in from of our eyes, I can’t stop wondering about the ...
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Experience, the Success Factor for SME Lending
Providing loans to Small and Medium Sized Enterprises (SMEs) is among the most challenging business segments for financial institutions and ...
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SOCIAL IMPACT

Reflecting on Impact Investing
It is now over 20 years that I have dedicated at least parts of my work efforts to a space ...
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Accepting Trade Offs for Impact Investments?
This week I had the pleasure of supporting a student writing a thesis about Impact Investments. The first question made ...
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17 Year of Proyecto Horizonte
It is impossible to identify the single reason for success. It is the continuous dedication of many, the trust and ...
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TRAVEL

My wonderful world of Business Travel
My wonderful world of business travel - it's not spinning around business class seats, black car services to and from ...
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