Category: Banking and Technology
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Qualities of Leaders
As you progress through your professional journey, you will come across the privilege of encountering true leaders. I have been fortunate enough to have worked with a handful of them and upon reflection, I have discovered many commonalities in their professional qualities and characters. Undoubtedly, solid subject matter expertise is the undisputed entry point for…
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The Long Game
As the big bubble of cryptocurrencies is rapidly deflating in from of our eyes, I can’t stop wondering about the level of naivete and recklessness that is uncovered. My friends and colleagues know the doubts I raised when discussing the alleged omnipotent benefits that the crypto industry could bring to our world. It was even…
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Experience, the Success Factor for SME Lending
Providing loans to Small and Medium Sized Enterprises (SMEs) is among the most challenging business segments for financial institutions and investment funds. This is true for both developed and developing markets. Analysts often complain that the available financial information is incomplete or outdated. Loans require significant collateral. At the same time, SME entrepreneurs face significant…
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Reflecting on Impact Investing
It is now over 20 years that I have dedicated at least parts of my work efforts to a space currently known as Impact Investing. My first projects included supporting the design of a summer academy for Microfinance and supporting a cooperative bank in Bolivia with product costing. The sector evolved dramatically over the past…